loancustomersevice.co.uk@gmail.com is a scam email. We recommend that you do not engage with this email address and do not call the number provided on the email. For full details of the scam for example what happens when you call that number please read our article here. Other emails associated with this type of scam can be read about here and here.
The Email
LOAN REFERENCE NO.: NLF/7860
Representative APR Between 3.4% and the maximum of 15.8%
Loan Terms.
All loans are repayable between 12 and 60 months.
Helpline Number: +442081334782, +44 2032860541
Respected Applicant,
Subject: Loan Approval
please read the details set out below carefully before signing the deal with Ocean Finance. We are pleased to inform you that your loan application for a loan of £4,000 has been successfully accepted by our company. The quotations, information, and content provided in the email are not subject to change for the complete term of the loan.
Quotation:
Loan Amount: £4,000
Time Period: 48 Months
Monthly Payment: £95.33
Insurance Payment: £25
Note 1: 48 payments at a fixed rate of 12%
This agreement is based on a loan amount of £4,000.
Note 2: Please send us your bank account details for which you would like to receive your loan.
(A) Date of Birth:
(B) Name on Card:
(C) Account Number:
(D) Sort Code:
(E) Contact No.:
Note 3: Loan Contract
As a company, we only believe in customer satisfaction. Only loan payment insurance is required from the customer. Which your loan officer would tell you how to process. Please call the below-mentioned number now to get cash within 20 minutes!
We calculate the total amount repayable before offering our loans, showing you all the figures clearly before you accept the loan. This includes the interest and the full cost to ensure it is absolutely clear, and we never change the rate that we charge you.
We do not use the continuous payment authority preferred by most other lenders and instead trust that you will make the repayment you need on the agreed date.
For your safety, all loans given through us comply with the Data Protection and Consumer Credit Guidelines.
Once approved, we will send your loan the same day. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Note 4: Insurance fee:
My company give the loan to customer behalf on Insurance which is known as PPI (payment protection Insurance) without any Guarantor, without personal. Fixed assets paper (Property, Vehicle etc.) In this £25 insurance your loan will be secured for the loan time period and our company As well. Our insurance department will work as a Guarantor for your and they will pay. Your installment at the same month and they won’t ask you to pay any money in the same month this is just a safety and security of your loan If you will not pay your Installment then who comes forward and makes the payment on your behalf, so this is how the insurance department works.
Note 5: Terms and Conditions
any use of our services at Ocean Finance. Is governed by the following terms and conditions: Read the following carefully before availing yourself of our services: The content published in the mail is owned by Ocean Finance. You can use it for personal use only. Copying content or republishing it for commercial purposes is strictly prohibited. The content is for general information only.
1. The customer needs to have an active bank account and earn a steady income every month. We will consider you eligible to avail of our loan services.
2. The customer can avail of an amount ranging from £100 to £5000 as a payday loan at Ocean Finance.
3. If any further payment will come in future due to your banking credit score and you need to pay in advance so company will gong to revert the money back to customers along with their loan same time or any paperwork.
Default: A customer shall be in default under this Agreement when the payment remains unpaid for more than 40 days after its scheduled or deferred due date, or if the customer fails to comply with any of the terms of this Agreement if the failure materially impairs the condition, value, or protection of or the Lender’s right to the collateral or materially impairs the customer’s ability to pay the obligation due under this Agreement.
Late repayment can cause serious money problems.
Note 5: We are giving you a 100% guarantee for this loan that you will get into your bank account in 20 minutes.
You don’t need to worry about anything at all.
We will be happy to help you with this loan application.
As soon as possible, you would like to complete your loan. We are here for you to help.
LENDER’S RIGHTS IN THE EVENT OF DEFAULT:
In the event of default, and if you have the right to cure the default pursuant to Sec. 425.105, Wis. Stats., if you fail to cure the default within 15 days after you are given notice of the default, the lender may declare the whole outstanding balance due under this agreement payable at once and proceed to collect it, including commencing legal action. Time: It is essential that you make your payment on time.
Repayment Guarantee
I understand and agree that all shares, interest, and deposits with Quick Loan owned by me are hereby pledged individually or severally as security for the said loan on such part of it as may be granted. In the case of default by us, the treasurer is hereby authorized to deduct any balance, interest, and cost pertaining to the aforementioned loan from the security hereby pledged. Should the loan not be granted, this guarantee automatically becomes null.
Note 6: You applied for the loan online to the broker company (Money Supermarket), and they sent all your details to our company, and we have sent your confirmation of approval.
Ø This is an unsecured loan that our company is offering.
Ø We don’t require a guarantor for this loan.
Ø The maximum period for the completion of the loan is 20 minutes.
Ø There are no redemption charges or penalties for the early repayment of this loan after making six monthly repayments on time.
Ø To complete the loan, you need to pay a one-time insurance charge before £25. The further payments will come through direct debit on the scheduled date, as guided by the customer.
Ø The information shared with our company will not be passed on to anyone as per the regulations of the Data Protection Act.
Ø The information provided here is based on our understanding of the current financial law.
OCEAN FINANCE is a trading style of Mitsubishi HC Capital UK PLC, authorized and regulated by the Financial Conduct Authority.
In case you have any queries regarding the loan, you can contact us here, or you can contact us at +442081334782, +44 2032860541
Thanks and Regards,
MR R. SEHGAL (LOAN ADVISER)
Helpline Number: +442081334782, +44 2032860541
Voted UK’s Best Personal Loan Provider for the last nine years running.
YourMoney.com Award Winner!
Platinum Trusted Service Award!
Ocean and Ocean Finance are trading styles of Intelligent Lending Limited © 2022. Registered in England and Wales. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester M17 1FQ. Company Registration No. 4291279.
DISCLAIMER: This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed if you have received it by mistake, please let us know by e-mail reply and delete it from your system; you may not copy this message or disclose its contents to anyone.–
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In Summary
If you engage with loancustomersevice.co.uk@gmail.com or the number provided as explained in our other articles you will be the victim of a scam attempt in which the scammers will try and scam you for a £25 steam gift card. If you receive this email, delete it and report it to your email provider ASAP.